Paper Title
NFC Acceptance By An Advanced ATM Machine

In recent years, various mobile terminals equipped with NFC (Near Field Communication) have been released. Main idea of this paper is to replace ATM cards with the NFC enabled smart phones and to improve the security of ATM transactions. The combination of NFC with smart devices has led to widening the utilization range of NFC. It is expected to replace credit cards in electronic payment, especially. In this regard, security issues need to be addressed to vitalize NFC electronic payment. To use NFC in electronic payment, security is a prerequisite to be addressed. Presently, NFC security standards define data exchange format, tag types, and security protocols, centring on NFC forum. NFC is a short-range wireless communication technology. Due to its distance limitations, the short-range wireless communication technology seems to be safer than wired communication technology, which really is not. In case communication is performed through RF field, along with NFC, data can be obtained even when users stay near the transmitter. In this section, the security requirements met by methods that analyse security threats of NFC are deduced. TSM (Trusted Service Manager) is an institution that transfers mobile financial data of customers to financial institutions safely. The GSMA (Global System for Mobile Communications Association) proposed TSM to facilitate the provision of NFC services in 2007.TSM serves as CA (Certification Authority) and RA (Registration Authority) at the market of certification services. Secure Element is a security area that can safely store important data such as financial information, authentication information, and service applications as a secure smart chip. In SE, the range of functions varies depending on the type of implementation, but the storage features and secure domain is certainly included. The secure domain is a unique area separated to safety store important information such as service applications and access key, etc. Since each secure domain exists independently, it cannot have access to the secure domain in which other services are installed. Users can be provided with payment services from various financial companiesthrough a NFC device.