Paper Title
Development of New Approach to Encrypt the One-Time Password for Enhance the Security of User Bank Transactions

Abstract
This paper presents the One-Time Password technology greatly rises the battle of an information system to attack in contrast with traditional static password expressions. To rise the overall level of security this work presents the encrypted OTP which could effectively solve the risk of the OTP. This work proposed a new approach, and develop an application to deal with the OTP drawbacks and weaknesses that should be taken into account. The encryption of the OTP proposed by this work could effectively ensure the strong authenticity of the visa holder. This work believes that the developed encrypted OTP techniques could catch the interest of many stakeholders for effective security systems.